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Production: iGrad Financial Aid Video

Student Basketball Players (Lead)

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Production Details

Casting a video about financial aid and financial loan information.

Get more details on iGrad Financial Aid Video, including pay, union details, full description, rehearsal & production dates & locations, script sides, other roles, and more.


Males & Females, ages 18-27, Caucasian, Ethnically Ambiguous / Mixed Race

Role Description

Student Basketball Players: (Lead) two friends playing basketball, one is a recent graduate, the other just about to start college, while playing basketball they have a conversation about what to do to get prepared for student loan payments and repayment, must be athletic and able to play basketball.

Sides (Read for Jack)

Will switch names for females.


Jack & Will approach the basketball courts talking and joking.
They set water bottles and sweatshirts down nearby and
start shooting around.

Hey, I’m Jack. I recently graduated
college and just started paying
back my student loans. This is my
cousin Will. He’ll be starting
college soon, and I have a feeling
he’s worried about how he’s going
to pay for college. I’m no expert,
but I could probably give him a few
pointers on student loans.

The guys start playing a game of one on one.

Oh, you know what? I heard you got
accepted. Congratulations!

Yeah, thanks. Now I just have to
figure out how to pay for it all.
How’d you pay for it?

Well, did you fill out your FAFSA

Will puts up a shot and smiles confidently.

Sure did, in fact my award letter
came the other day. Of course I
don’t really know what it all
means. There was a grant, some
loans. It said something about
subsidized and unsubsidized. I
don’t know.

Grants are great, that’s free money
you don’t have to pay back. You
should be applying for scholarships
too. I also worked during the
summer to help pay for books.

I applied for a bunch of
scholarships, I should get some
money from that, but looks like I’m
going to need to take out loans

That’s exactly what happened to me
and most of my friends too. The
cool thing is federal loans have a
lot of benefits that make paying
them back not so intimidating. They
have a ton of different payment
plans and options. And if I need to
I can actually put my payments on
hold for a while too, it’s called
deferment. Best part is most of my
loans are subsidized.

What does that mean?

Jack steals the ball from a confused looking Will.

It means no interest builds up
while in school, which is great
because interest adds up quick.
Unsubsidized loans are good too.
They have the same benefits as
subsidized loans, like the payment
options and deferment, but interest
starts on those right away.

Are private loans subsidized?

No. Only some federal loans are.

What else is different about
private loans?

You typically don’t have as many
the deferment and repayment options
you have with federal loans which
is big. The rates could be fixed or
variable but the big thing is, it’
is based off credit. And chances
are you don’t have much of a credit
history if any so you won’t get the
best rates.

So there’s going to be a credit
check required to receive a private

WILL walks towards his water bottle and gets a drink. JACK
follows and does the same.

Yeah, that’s another reason to go
for your federal loans first.
They’re not based on credit but
private loans are. With private
loans, you’ll need a co-signer with
good credit to avoid getting a real
high rate.

Ok, so what if I do take all the
federal options and still need a
private loan?

Well, that’s why you have to do
your research. Make sure you know
what interest rate you’re getting
and the repayment terms before you
sign anything.

Yea, I will. (beat) How do I know
if I have good credit or need a
cosigner? Where do I find out?

WILL takes ball from JACK and heads back onto the court.

Most college students need a
cosigner. There are a ton of places
online that you can get a copy of
your credit report, but be careful.
Some cost money or might sell your
info. You can get one free report a
year from You
should do that every year, even
after you’re out of school.

Man, there’s a lot more to it than
I thought. I am glad I asked. Any
other tips for me?

WILL shoots the ball.

Yeah, don’t forget to do your FAFSA
every year BEFORE the deadline - if
you forget, you can miss out on
free money. You’ll have to pay back
all the loans you take out, so be
smart with your money! Create a
budget, only buy stuff you can
afford and save some money for
emergencies. Do easy things like
take the bus to school, live with
roommates, buy used books, make
your own coffee, don’t eat out, get
the idea?

Yeah, I get it.

And one last thing - if you have
trouble repaying your loans, ask
for help. Don’t ignore them because
they won’t go away.

Okay. (beat) Thanks for helping me

No problem!

No problem! Now, did you have any
basketball questions for me to

Jack hits a three pointer.